Modelo de valoración del efecto económico de la invalidez en los accidentes de circulación

  1. De La Peña, J. Iñaki 1
  1. 1 Universidad del País Vasco/Euskal Herriko Unibertsitatea
    info

    Universidad del País Vasco/Euskal Herriko Unibertsitatea

    Lejona, España

    ROR https://ror.org/000xsnr85

Journal:
Anales de ASEPUMA

ISSN: 2171-892X

Year of publication: 2020

Issue: 28

Type: Article

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Abstract

Traffic accidents leave lifelong consequences and if the victim becomes disabled, the result is in a loss of earnings due to the income differential. This average value is very divergent in European countries, although there is a consensus on the cost components and their valuation methods. However, many countries have legally standardised the financial compensation so that it is calculated in an objective and equitable manner for all concerned. This paper presents a model for standardising the loss of earnings of disabled victims of road accidents. An actuarial methodology is used and with two known inputs (age and salary) it is possible to obtain financial compensation. General principles and assumptions are provided and cases that require a particular valuation are located. The standard cost thus calculated allows for homogeneous, fair and equitable compensation for all those involved in similar circumstances.

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